Homeowners Claim Process

​If you need to make a homeowners insurance claim, here are the steps to take:

​1. Make sure everyone is safe. If there are any injuries, call 911 right away.
2. Take steps to prevent further damage. For example, if you have a leak, turn off the
water supply to prevent additional water damage.
3. Document the damage with photos or video. This will help your insurance company
assess the damage and determine the appropriate compensation.

​4. Contact your insurance company as soon as possible to report the claim. Provide them
with details about the damage and any temporary repairs you've made.
5. Work with your insurance company to schedule an inspection of the damage. They may
send an adjuster to assess the damage in person.
6. Keep all receipts and invoices for any repairs or expenses related to the damage.
7. If you need to make temporary repairs before the adjuster arrives, make sure to keep
receipts and document the work done.
8. Follow the instructions provided by your insurance company throughout the claims
process.
9. Be sure to keep an account/documentation of all communications with all parties
involved.
10. Be patient throughout the process, as it may take some time to get your claim resolved.

Remember to always prioritize your safety and the safety of others in the event of a
homeowners claim. Stay calm and follow the steps above to ensure a smooth claims process.